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Without a doubt about Payday loan providers hungry to get more

Without a doubt about Payday loan providers hungry to get more

Final October, we had written a line within the Alpena News on payday financing, the hazard it poses to regional residents, in addition to legislative efforts underway in Lansing to safeguard borrowers.

We noted that rural areas, in specific, are vulnerable to payday lending, and that Alpena County has among the greater prices of payday loan providers within the state, with 14 shops per 100,000 individuals, making the high-interest, high-risk loans much more accessible right right here than generally in most counties. In addition noticed that a study by the middle for Responsible Lending unearthed that, from 2012 to 2016, payday loan providers took significantly more than $513 million in charges from customers in Michigan, with charges and interest that may achieve over 340% apr (APR). (more…)

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