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Real Payday Loan « Marine Express
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CFPB Cash Advance Rulemaking is Imminent and can Target Repeated Borrowing

CFPB Cash Advance Rulemaking is Imminent and can Target Repeated Borrowing

The CFPB has marshaled information against exactly just what it views as being a suffered usage problem by cash advance borrowers and it is “in the belated stages” of drafting guidelines to restrict loan that is payday, based on Director Cordray’s remarks ready for today’s field hearing.

It seems that within the forseeable future the Bureau will issue a notice of proposed rulemaking by which it concludes that duplicated pay day loan borrowing is “unfair” or “abusive” under the Dodd-Frank Act.

Together with a hearing today in Nashville, the CFPB Office of analysis has released another payday financing report, that one focused on measuring “loan sequences,” which it defines as “a series of loans https://onlinepaydayloansohio.org/ applied for within fourteen days of payment of the prior loan.” particularly, the CFPB considers a renewal to mean either rolling over financing for the re-borrowing or fee within 2 weeks after repaying financing. (more…)

Posted in: Real Payday Loan

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