Deal with a Cash-flow Gap Without Borrowing

• Before you might be later on a lease, home loan, or energy payment, talk to the creditor. For non-interest bills, such as for example energy or phone bills, enquire about making re payment arrangements. Ask to wait re payment until your paycheck comes or put up a payment routine that extends out re payments. Be sure to enquire about costs or costs that are extra extended re payments. Getting behind on investing in loans and bills may damage your credit rating.
• Pose a question to your manager for the advance in your next paycheck. This is simply not that loan and can decrease the level of your following paycheck. (more…)